:root{--navy:#102642;--blue:#1769df;--sky:#edf6ff;--ink:#18283e;--muted:#617187;--line:#d9e4ef;--green:#0d8b50}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font:16px/1.58 Arial,sans-serif}.wrap{width:min(1080px,calc(100% - 40px));margin:auto}a{color:var(--blue)}header{position:sticky;top:0;z-index:5;background:#fff;border-bottom:1px solid #e5ebf2}.nav{height:70px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:inline-flex;align-items:center;gap:9px;color:var(--navy);font-size:20px;font-weight:800;text-decoration:none}.mark{display:grid;place-items:center;width:31px;height:31px;border-radius:8px;background:var(--blue);color:#fff}.links{display:flex;gap:21px;align-items:center;font-size:14px;font-weight:700}.links a{color:#415670;text-decoration:none}.button{display:inline-block;padding:11px 16px;border:0;border-radius:8px;background:var(--blue);color:#fff!important;font:inherit;font-weight:800;text-decoration:none;cursor:pointer}.hero{padding:74px 0;background:linear-gradient(120deg,#f9fcff,#e6f3ff 62%,#fff)}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:65px;align-items:center}.eyebrow{margin:0 0 10px;color:var(--blue);font-size:12px;font-weight:800;letter-spacing:1.3px;text-transform:uppercase}h1{margin:0;color:var(--navy);font-size:clamp(40px,5.5vw,62px);line-height:1.07;letter-spacing:-2.4px}h2{color:var(--navy);letter-spacing:-1px}.intro{margin:19px 0;color:var(--muted);font-size:18px}.checks{display:grid;gap:8px;margin-top:25px;color:#35516e;font-size:14px;font-weight:700}.checks span:before{content:'✓';margin-right:8px;color:var(--green)}.form-card{padding:28px;border:1px solid #d7e3ee;border-radius:16px;background:#fff;box-shadow:0 20px 46px #315b8317}.form-card h2{margin:0;font-size:24px}.form-card p{margin:7px 0 17px;color:var(--muted);font-size:14px}label{display:block;margin:11px 0 6px;color:#40536c;font-size:12px;font-weight:800}input,select,textarea{width:100%;padding:13px;border:1px solid #c6d4e1;border-radius:8px;background:#fff;color:var(--ink);font:inherit;font-size:14px}textarea{min-height:125px;resize:vertical}.fine{margin-top:12px!important;font-size:11px!important;line-height:1.4}.section{padding:72px 0}.pale{background:#f7fbff}.heading{max-width:680px;margin:0 auto 35px;text-align:center}.heading h2{margin:0;font-size:34px}.heading p{margin:10px 0 0;color:var(--muted)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{padding:25px;border:1px solid var(--line);border-radius:13px;background:#fff}.icon{display:grid;place-items:center;width:42px;height:42px;border-radius:10px;background:#e6f2ff;font-size:20px}.card h3{margin:14px 0 7px;font-size:18px}.card p{margin:0;color:var(--muted);font-size:14px}.card a{display:inline-block;margin-top:14px;font-size:14px;font-weight:800;text-decoration:none}.article{width:min(780px,calc(100% - 40px));margin:auto;padding:52px 0}.crumb{color:var(--blue);font-size:13px;font-weight:800;text-decoration:none}.article h1{margin:12px 0 16px;font-size:clamp(34px,5vw,52px)}.article .lead{color:var(--muted);font-size:19px}.article h2{margin:35px 0 10px;font-size:26px}.note{margin:30px 0;padding:24px;border-left:4px solid var(--blue);border-radius:8px;background:var(--sky)}.note h2{margin:0 0 8px;font-size:22px}.note p{margin:0}.article li{margin:9px 0}.cta{margin:40px 0;padding:28px;border-radius:14px;background:var(--navy);color:#fff}.cta h2{margin:0;color:#fff}.cta p{color:#cbdced}.cta form{display:flex;gap:10px}.cta input{border:0}.cta .button{white-space:nowrap}.page{width:min(780px,calc(100% - 40px));margin:auto;padding:58px 0}.page h1{font-size:45px}.page p,.page li{color:#4f6075}.message{padding:13px;border-radius:8px;background:#e5f7ec;color:#12643d;font-size:14px;font-weight:700}.error{padding:13px;border-radius:8px;background:#fff1f0;color:#a42d26;font-size:14px;font-weight:700}.band{padding:55px 0;background:var(--navy);color:#fff;text-align:center}.band h2{margin:0;color:#fff;font-size:30px}.band p{max-width:660px;margin:12px auto;color:#c7d9ed}footer{padding:28px 0;color:#6d7e93;font-size:12px}.foot{display:flex;justify-content:space-between;gap:20px}footer a{color:inherit;text-decoration:none}@media(max-width:750px){.hero{padding:52px 0}.hero-grid,.cards{grid-template-columns:1fr;gap:28px}.links a:not(.button){display:none}.section{padding:55px 0}.cta form{display:block}.cta button{width:100%;margin-top:10px}.foot{flex-direction:column}h1{letter-spacing:-1.6px}}